Give your child or grandchild the gift of lifelong protection and financial security.

At Whole Life Plus Inc., we believe it’s never too early to build a foundation for your child’s future. A Whole Life Insurance Plan for Children provides lifelong coverage with guaranteed premiums that never increase. It also builds cash value over time a financial resource they can use later in life for education, a first home, or other important milestones.

In Ontario, many parents automatically think of an RESP when saving for their child’s future but a Whole Life Insurance Plan for Children offers benefits that go far beyond education. Unlike an RESP, which can only be used for school expenses, a whole life policy provides lifelong protection and builds tax-advantaged cash value that can be accessed anytime, for any purpose whether it’s education, buying a first home, or starting a business. The plan also locks in low lifetime premiums and guaranteed insurability, ensuring your child will always have coverage no matter what happens with their health in the future. It’s a flexible, stable, and lasting way to build wealth and security that grows with your child not just until graduation, but for life.